Meridian Bank · Washington · 2025

Meridian Bank in Washington: approval rate, denial rate and rates (2025)

Meridian Bank took 5 mortgage applications in Washington in 2025, ranking #525 of 822 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.7%.

5Applicationsin WA
0.0%Decision denial ratestate 19.5%
6.56%Median ratestate 6.63%
$405,000Median loanstate $335,000
$1.7MVolume5 counties

Meridian Bank in Washington vs the state

0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
80.0%Origination rate+18.94 pts vs state
6.56%Median rate-0.06 pts vs state
0.09Rate spread (pts)-0.10 pts vs state
$105kMedian applicant income
4Loans originated
0Denied

What Meridian Bank lends in Washington

By loan purpose

Home purchase 3 60% · 0.0% denied
Cash-out refinance 2 40% · 0.0% denied

By loan type

Conventional 2 40% · 0.0% denied
FHA 1 20% · 0.0% denied
VA 2 40% · 0.0% denied

Where in Washington

Counties with the most Meridian Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pierce County 110 0.0%
King County 110 0.0%
Ferry County 100 0.0%
Spokane County 110 0.0%
Snohomish County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Meridian Bank originated in Washington in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Meridian Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology