Meadowbrook Financial Mortgage Bankers · New Jersey · 2025

Meadowbrook Financial Mortgage Bankers in New Jersey: approval rate, denial rate and rates (2025)

Meadowbrook Financial Mortgage Bankers took 178 mortgage applications in New Jersey in 2025, ranking #206 of 883 lenders active in the state. It originated 47.8% of them and denied 6.2% (11.2% of the applications it decided), against a statewide denial rate of 17.7%.

178Applicationsin NJ
11.2%Decision denial ratestate 23.1%
6.88%Median ratestate 6.75%
$500,000Median loanstate $295,000
$46MVolume17 counties

Meadowbrook Financial Mortgage Bankers in New Jersey vs the state

6.2%Denial rate-11.51 pts vs state
11.2%Decision denial rate-11.83 pts vs state
47.8%Origination rate-7.93 pts vs state
6.88%Median rate+0.13 pts vs state
0.75Rate spread (pts)+0.47 pts vs state
$155kMedian applicant income
85Loans originated
11Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232641557.6%6.88%#154
20241951083.1%7.13%#197
2025178856.2%6.88%#206

What Meadowbrook Financial Mortgage Bankers lends in New Jersey

By loan purpose

Home purchase 125 70% · 8.8% denied
Refinance 12 7% · 0.0% denied
Cash-out refinance 41 23% · 0.0% denied

By loan type

Conventional 135 76% · 6.7% denied
FHA 43 24% · 4.7% denied

Why it denied New Jersey applicants

Debt-to-income ratio 5 45%
Unverifiable information 2 18%
Other 2 18%
Collateral 1 9%
Employment history 1 9%

Where in New Jersey

Counties with the most Meadowbrook Financial Mortgage Bankers applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bergen County 50251 2.0%
Essex County 28141 3.6%
Union County 2483 12.5%
Passaic County 1771 5.9%
Hudson County 1132 18.2%
Middlesex County 1181 9.1%
Monmouth County 850 0.0%
Morris County 731 14.3%
Sussex County 420 0.0%
Somerset County 320 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 178 applications in 2025, of which 85 were originated and 11 denied.

6.2% of all applications, or 11.2% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Meadowbrook Financial Mortgage Bankers originated in New Jersey in 2025 was 6.88%, against a statewide median of 6.75%.

About this data. Figures are Meadowbrook Financial Mortgage Bankers's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology