Mason Mcduffie Mortgage · Florida · 2025

Mason Mcduffie Mortgage in Florida: approval rate, denial rate and rates (2025)

Mason Mcduffie Mortgage took 64 mortgage applications in Florida in 2025, ranking #565 of 1,993 lenders active in the state. It originated 71.9% of them and denied 6.3% (8.0% of the applications it decided), against a statewide denial rate of 21.1%.

64Applicationsin FL
8.0%Decision denial ratestate 27.2%
6.75%Median ratestate 6.63%
$315,000Median loanstate $255,000
$19MVolume22 counties

Mason Mcduffie Mortgage in Florida vs the state

6.3%Denial rate-14.81 pts vs state
8.0%Decision denial rate-19.24 pts vs state
71.9%Origination rate+19.19 pts vs state
6.75%Median rate+0.13 pts vs state
0.30Rate spread (pts)+0.03 pts vs state
$157kMedian applicant income
46Loans originated
4Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023493218.4%7.29%#629
202470515.7%6.99%#543
202564466.3%6.75%#565

What Mason Mcduffie Mortgage lends in Florida

By loan purpose

Home purchase 48 75% · 8.3% denied
Refinance 7 11% · 0.0% denied
Cash-out refinance 9 14% · 0.0% denied

By loan type

Conventional 53 83% · 7.6% denied
FHA 5 8% · 0.0% denied
VA 6 9% · 0.0% denied

Why it denied Florida applicants

Insufficient cash 1 25%
Other 1 25%
Debt-to-income ratio 1 25%
Collateral 1 25%

Where in Florida

Counties with the most Mason Mcduffie Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Monroe County 1090 0.0%
Orange County 952 22.2%
Manatee County 851 12.5%
Sarasota County 550 0.0%
Marion County 430 0.0%
Volusia County 420 0.0%
Santa Rosa County 220 0.0%
Collier County 210 0.0%
Brevard County 211 50.0%
St. Johns County 210 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 64 applications in 2025, of which 46 were originated and 4 denied.

6.3% of all applications, or 8.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Mason Mcduffie Mortgage originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology