Manufacturers and Traders Trust in South Carolina vs the state
10.2%Denial rate-8.07 pts vs state
13.8%Decision denial rate-9.64 pts vs state
60.6%Origination rate+4.02 pts vs state
6.13%Median rate-0.38 pts vs state
0.17Rate spread (pts)-0.05 pts vs state
$109kMedian applicant income
77Loans originated
13Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 125 | 58 | 24.0% | 6.50% | #217 |
| 2024 | 104 | 67 | 8.7% | 6.50% | #241 |
| 2025 | 127 | 77 | 10.2% | 6.13% | #229 |
What Manufacturers and Traders Trust lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 20 | 9 | 3 | 15.0% |
| Charleston County | 14 | 7 | 0 | 0.0% |
| Richland County | 11 | 5 | 2 | 18.2% |
| Beaufort County | 11 | 9 | 1 | 9.1% |
| Greenville County | 10 | 8 | 1 | 10.0% |
| Berkeley County | 10 | 7 | 0 | 0.0% |
| Spartanburg County | 7 | 5 | 0 | 0.0% |
| Lancaster County | 6 | 4 | 0 | 0.0% |
| York County | 5 | 5 | 0 | 0.0% |
| Anderson County | 4 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 127 applications in 2025, of which 77 were originated and 13 denied.
10.2% of all applications, or 13.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Manufacturers and Traders Trust originated in South Carolina in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology