Manufacturers and Traders Trust in Nebraska vs the state
38.9%Denial rate+26.36 pts vs state
46.7%Decision denial rate+31.53 pts vs state
44.4%Origination rate-22.84 pts vs state
5.13%Median rate-1.50 pts vs state
0.94Rate spread (pts)+0.72 pts vs state
$86kMedian applicant income
8Loans originated
7Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 5 | 27.3% | 5.63% | #209 |
| 2024 | 13 | 5 | 30.8% | 6.75% | #206 |
| 2025 | 18 | 8 | 38.9% | 5.13% | #214 |
What Manufacturers and Traders Trust lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 5 | 3 | 1 | 20.0% |
| Sarpy County | 3 | 2 | 1 | 33.3% |
| Gage County | 2 | 2 | 0 | 0.0% |
| Cheyenne County | 1 | 0 | 1 | 100.0% |
| Hall County | 1 | 0 | 1 | 100.0% |
| Dundy County | 1 | 1 | 0 | 0.0% |
| Lancaster County | 1 | 0 | 1 | 100.0% |
| Richardson County | 1 | 0 | 1 | 100.0% |
| Keith County | 1 | 0 | 1 | 100.0% |
| Platte County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 18 applications in 2025, of which 8 were originated and 7 denied.
38.9% of all applications, or 46.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Manufacturers and Traders Trust originated in Nebraska in 2025 was 5.13%, against a statewide median of 6.63%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology