Magnolia Bank in Nebraska vs the state
26.3%Denial rate+13.79 pts vs state
31.3%Decision denial rate+16.11 pts vs state
52.6%Origination rate-14.65 pts vs state
6.25%Median rate-0.38 pts vs state
0.13Rate spread (pts)-0.09 pts vs state
$95kMedian applicant income
10Loans originated
5Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 6 | 12.5% | 5.75% | #231 |
| 2024 | 13 | 8 | 15.4% | 6.12% | #201 |
| 2025 | 19 | 10 | 26.3% | 6.25% | #208 |
What Magnolia Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Magnolia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 6 | 4 | 1 | 16.7% |
| Sarpy County | 4 | 2 | 0 | 0.0% |
| Cheyenne County | 2 | 1 | 1 | 50.0% |
| Colfax County | 2 | 1 | 1 | 50.0% |
| Scotts Bluff County | 1 | 1 | 0 | 0.0% |
| Box Butte County | 1 | 0 | 0 | 0.0% |
| Gage County | 1 | 1 | 0 | 0.0% |
| Buffalo County | 1 | 0 | 1 | 100.0% |
| Platte County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 19 applications in 2025, of which 10 were originated and 5 denied.
26.3% of all applications, or 31.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Magnolia Bank originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Magnolia Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology