Longbridge Financial in Maryland vs the state
4.7%Denial rate-14.08 pts vs state
5.8%Decision denial rate-18.32 pts vs state
71.7%Origination rate+15.99 pts vs state
6.00%Median rate-0.63 pts vs state
—Rate spread (pts)
$34kMedian applicant income
76Loans originated
5Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 47 | 6.6% | 7.53% | #271 |
| 2024 | 68 | 47 | 8.8% | 7.17% | #267 |
| 2025 | 106 | 76 | 4.7% | 6.00% | #222 |
What Longbridge Financial lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anne Arundel County | 17 | 13 | 0 | 0.0% |
| Prince George's County | 14 | 7 | 1 | 7.1% |
| Montgomery County | 12 | 8 | 0 | 0.0% |
| Baltimore city | 9 | 8 | 1 | 11.1% |
| Baltimore County | 8 | 7 | 0 | 0.0% |
| Talbot County | 6 | 6 | 0 | 0.0% |
| Washington County | 6 | 3 | 1 | 16.7% |
| Harford County | 6 | 4 | 0 | 0.0% |
| Wicomico County | 5 | 3 | 0 | 0.0% |
| Howard County | 5 | 4 | 1 | 20.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 106 applications in 2025, of which 76 were originated and 5 denied.
4.7% of all applications, or 5.8% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Longbridge Financial originated in Maryland in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology