Logan Finance in Georgia vs the state
13.4%Denial rate-5.82 pts vs state
21.3%Decision denial rate-3.76 pts vs state
48.5%Origination rate-5.64 pts vs state
7.00%Median rate+0.37 pts vs state
0.95Rate spread (pts)+0.68 pts vs state
$122kMedian applicant income
47Loans originated
13Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 18 | 9.7% | 8.44% | #393 |
| 2024 | 84 | 51 | 2.4% | 8.00% | #359 |
| 2025 | 97 | 47 | 13.4% | 7.00% | #340 |
What Logan Finance lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Logan Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 22 | 11 | 4 | 18.2% |
| Cobb County | 10 | 5 | 4 | 40.0% |
| Gwinnett County | 9 | 8 | 0 | 0.0% |
| DeKalb County | 8 | 2 | 1 | 12.5% |
| Clayton County | 5 | 4 | 1 | 20.0% |
| Cherokee County | 4 | 3 | 1 | 25.0% |
| Murray County | 4 | 0 | 0 | 0.0% |
| Butts County | 3 | 1 | 0 | 0.0% |
| Decatur County | 3 | 0 | 0 | 0.0% |
| Chatham County | 3 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 97 applications in 2025, of which 47 were originated and 13 denied.
13.4% of all applications, or 21.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Logan Finance originated in Georgia in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Logan Finance's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology