LoanUnited.com in Oklahoma vs the state
8.6%Denial rate-9.30 pts vs state
20.0%Decision denial rate-2.87 pts vs state
34.5%Origination rate-21.62 pts vs state
6.13%Median rate-0.50 pts vs state
-0.27Rate spread (pts)-0.62 pts vs state
$78kMedian applicant income
60Loans originated
15Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 17 | 4.6% | 6.13% | #203 |
| 2024 | 82 | 28 | 2.4% | 5.69% | #189 |
| 2025 | 174 | 60 | 8.6% | 6.13% | #138 |
What LoanUnited.com lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 31 | 14 | 1 | 3.2% |
| Tulsa County | 22 | 8 | 1 | 4.5% |
| Cleveland County | 17 | 5 | 1 | 5.9% |
| Canadian County | 13 | 5 | 2 | 15.4% |
| Comanche County | 12 | 5 | 0 | 0.0% |
| Wagoner County | 8 | 2 | 1 | 12.5% |
| Grady County | 6 | 2 | 1 | 16.7% |
| McClain County | 6 | 1 | 0 | 0.0% |
| Garfield County | 6 | 2 | 1 | 16.7% |
| Logan County | 5 | 2 | 1 | 20.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 174 applications in 2025, of which 60 were originated and 15 denied.
8.6% of all applications, or 20.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans LoanUnited.com originated in Oklahoma in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology