Loansteady in South Carolina vs the state
11.1%Denial rate-7.20 pts vs state
14.3%Decision denial rate-9.18 pts vs state
61.1%Origination rate+4.50 pts vs state
6.75%Median rate+0.25 pts vs state
0.17Rate spread (pts)-0.05 pts vs state
$110kMedian applicant income
11Loans originated
2Denied
What Loansteady lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Loansteady applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 7 | 6 | 0 | 0.0% |
| York County | 2 | 2 | 0 | 0.0% |
| Horry County | 2 | 0 | 2 | 100.0% |
| Dorchester County | 2 | 1 | 0 | 0.0% |
| Beaufort County | 1 | 0 | 0 | 0.0% |
| Richland County | 1 | 0 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Pickens County | 1 | 1 | 0 | 0.0% |
| Georgetown County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 18 applications in 2025, of which 11 were originated and 2 denied.
11.1% of all applications, or 14.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Loansteady originated in South Carolina in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Loansteady's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology