Loanflight Lending in North Carolina vs the state
17.2%Denial rate-0.82 pts vs state
26.3%Decision denial rate+3.50 pts vs state
48.3%Origination rate-9.53 pts vs state
5.63%Median rate-0.88 pts vs state
-0.54Rate spread (pts)-0.63 pts vs state
$156kMedian applicant income
14Loans originated
5Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 21 | 14 | 0.0% | 5.93% | #505 |
| 2025 | 29 | 14 | 17.2% | 5.63% | #477 |
What Loanflight Lending lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Loanflight Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 10 | 4 | 3 | 30.0% |
| Mecklenburg County | 6 | 2 | 1 | 16.7% |
| Cabarrus County | 1 | 0 | 0 | 0.0% |
| Durham County | 1 | 1 | 0 | 0.0% |
| Henderson County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Brunswick County | 1 | 0 | 0 | 0.0% |
| Stanly County | 1 | 1 | 0 | 0.0% |
| Randolph County | 1 | 0 | 1 | 100.0% |
| Onslow County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 29 applications in 2025, of which 14 were originated and 5 denied.
17.2% of all applications, or 26.3% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Loanflight Lending originated in North Carolina in 2025 was 5.63%, against a statewide median of 6.50%.
About this data. Figures are Loanflight Lending's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology