Loan Funder in Maryland vs the state
17.1%Denial rate-1.73 pts vs state
30.8%Decision denial rate+6.67 pts vs state
38.4%Origination rate-17.35 pts vs state
10.25%Median rate+3.63 pts vs state
—Rate spread (pts)
—Median applicant income
173Loans originated
77Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 475 | 291 | 4.8% | 8.55% | #84 |
| 2024 | 739 | 288 | 18.4% | 10.50% | #65 |
| 2025 | 451 | 173 | 17.1% | 10.25% | #99 |
What Loan Funder lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 222 | 77 | 50 | 22.5% |
| Prince George's County | 62 | 29 | 2 | 3.2% |
| Baltimore County | 58 | 25 | 5 | 8.6% |
| Anne Arundel County | 25 | 15 | 1 | 4.0% |
| Montgomery County | 16 | 3 | 6 | 37.5% |
| Washington County | 11 | 7 | 1 | 9.1% |
| Charles County | 11 | 2 | 1 | 9.1% |
| Howard County | 9 | 2 | 5 | 55.6% |
| Allegany County | 8 | 4 | 0 | 0.0% |
| Worcester County | 5 | 1 | 1 | 20.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 451 applications in 2025, of which 173 were originated and 77 denied.
17.1% of all applications, or 30.8% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Loan Funder originated in Maryland in 2025 was 10.25%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology