Loan Funder in Arizona vs the state
14.1%Denial rate-2.17 pts vs state
50.0%Decision denial rate+29.59 pts vs state
14.1%Origination rate-45.42 pts vs state
10.75%Median rate+4.25 pts vs state
—Rate spread (pts)
—Median applicant income
9Loans originated
9Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 16 | 30.2% | 10.50% | #323 |
| 2024 | 123 | 34 | 10.6% | 7.60% | #215 |
| 2025 | 64 | 9 | 14.1% | 10.75% | #284 |
What Loan Funder lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 51 | 6 | 7 | 13.7% |
| Yavapai County | 3 | 0 | 1 | 33.3% |
| Pima County | 3 | 0 | 1 | 33.3% |
| Graham County | 2 | 1 | 0 | 0.0% |
| Mohave County | 2 | 1 | 0 | 0.0% |
| Pinal County | 2 | 1 | 0 | 0.0% |
| Navajo County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 64 applications in 2025, of which 9 were originated and 9 denied.
14.1% of all applications, or 50.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Loan Funder originated in Arizona in 2025 was 10.75%, against a statewide median of 6.50%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology