LimeBank · Missouri · 2025

LimeBank in Missouri: approval rate, denial rate and rates (2025)

LimeBank took 89 mortgage applications in Missouri in 2025, ranking #282 of 1,023 lenders active in the state. It originated 80.9% of them and denied 11.2% (11.8% of the applications it decided), against a statewide denial rate of 15.1%.

89Applicationsin MO
11.8%Decision denial ratestate 18.7%
Median ratestate 6.63%
$105,000Median loanstate $175,000
$12MVolume11 counties

LimeBank in Missouri vs the state

11.2%Denial rate-3.83 pts vs state
11.8%Decision denial rate-6.94 pts vs state
80.9%Origination rate+18.24 pts vs state
Median rate
Rate spread (pts)
$73kMedian applicant income
72Loans originated
10Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
202382659.8%#260
20241199410.9%#225
2025897211.2%#282

What LimeBank lends in Missouri

By loan purpose

Home purchase 46 52% · 4.4% denied
Refinance 8 9% · 12.5% denied
Cash-out refinance 16 18% · 12.5% denied
Home improvement 7 8% · 42.9% denied
Other / HELOC 12 13% · 16.7% denied

By loan type

Conventional 89 100% · 11.2% denied

Where in Missouri

Counties with the most LimeBank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 38304 10.5%
Hickory County 23174 17.4%
Vernon County 13120 0.0%
Cedar County 651 16.7%
Camden County 330 0.0%
Benton County 110 0.0%
Greene County 110 0.0%
St. Clair County 101 100.0%
Christian County 110 0.0%
Texas County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 89 applications in 2025, of which 72 were originated and 10 denied.

11.2% of all applications, or 11.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are LimeBank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology