Lima One Capital in South Carolina vs the state
13.4%Denial rate-4.88 pts vs state
16.5%Decision denial rate-7.01 pts vs state
68.2%Origination rate+11.55 pts vs state
9.70%Median rate+3.20 pts vs state
—Rate spread (pts)
—Median applicant income
137Loans originated
27Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 173 | 173 | 0.0% | 10.30% | #180 |
| 2024 | 263 | 180 | 14.5% | 10.20% | #141 |
| 2025 | 201 | 137 | 13.4% | 9.70% | #185 |
What Lima One Capital lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 53 | 37 | 3 | 5.7% |
| Pickens County | 17 | 9 | 0 | 0.0% |
| Anderson County | 17 | 9 | 4 | 23.5% |
| Spartanburg County | 16 | 11 | 2 | 12.5% |
| York County | 15 | 12 | 1 | 6.7% |
| Laurens County | 14 | 14 | 0 | 0.0% |
| Richland County | 12 | 8 | 3 | 25.0% |
| Horry County | 11 | 10 | 1 | 9.1% |
| Charleston County | 7 | 5 | 2 | 28.6% |
| Lexington County | 4 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 201 applications in 2025, of which 137 were originated and 27 denied.
13.4% of all applications, or 16.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Lima One Capital originated in South Carolina in 2025 was 9.70%, against a statewide median of 6.50%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology