Lima One Capital in Indiana vs the state
16.3%Denial rate-0.23 pts vs state
19.8%Decision denial rate-0.30 pts vs state
66.0%Origination rate+3.76 pts vs state
7.70%Median rate+0.95 pts vs state
—Rate spread (pts)
—Median applicant income
101Loans originated
25Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 136 | 136 | 0.0% | 9.13% | #217 |
| 2024 | 153 | 105 | 15.7% | 8.10% | #220 |
| 2025 | 153 | 101 | 16.3% | 7.70% | #228 |
What Lima One Capital lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 54 | 30 | 9 | 16.7% |
| Clark County | 13 | 12 | 0 | 0.0% |
| Lake County | 12 | 11 | 0 | 0.0% |
| St. Joseph County | 10 | 6 | 3 | 30.0% |
| Elkhart County | 8 | 5 | 1 | 12.5% |
| Porter County | 7 | 4 | 1 | 14.3% |
| LaPorte County | 5 | 4 | 1 | 20.0% |
| Vanderburgh County | 5 | 5 | 0 | 0.0% |
| Jennings County | 4 | 3 | 0 | 0.0% |
| Howard County | 4 | 4 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 153 applications in 2025, of which 101 were originated and 25 denied.
16.3% of all applications, or 19.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Lima One Capital originated in Indiana in 2025 was 7.70%, against a statewide median of 6.75%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology