Liberty in Oklahoma vs the state
20.0%Denial rate+2.08 pts vs state
25.0%Decision denial rate+2.13 pts vs state
60.0%Origination rate+3.90 pts vs state
6.50%Median rate-0.13 pts vs state
0.08Rate spread (pts)-0.27 pts vs state
$159kMedian applicant income
3Loans originated
1Denied
What Liberty lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Liberty applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Logan County | 1 | 0 | 0 | 0.0% |
| Tulsa County | 1 | 1 | 0 | 0.0% |
| McCurtain County | 1 | 1 | 0 | 0.0% |
| Oklahoma County | 1 | 1 | 0 | 0.0% |
| Wagoner County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 5 applications in 2025, of which 3 were originated and 1 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Liberty originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Liberty's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology