LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in New Mexico vs the state
11.4%Denial rate-7.24 pts vs state
16.1%Decision denial rate-8.53 pts vs state
46.6%Origination rate-6.75 pts vs state
6.00%Median rate-0.63 pts vs state
-0.27Rate spread (pts)-0.65 pts vs state
$159kMedian applicant income
41Loans originated
10Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 11 | 4 | 9.1% | 6.56% | #237 |
| 2025 | 88 | 41 | 11.4% | 6.00% | #107 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 34 | 16 | 4 | 11.8% |
| Santa Fe County | 10 | 5 | 1 | 10.0% |
| Los Alamos County | 8 | 3 | 0 | 0.0% |
| Doña Ana County | 7 | 4 | 0 | 0.0% |
| San Juan County | 5 | 3 | 1 | 20.0% |
| Sandoval County | 5 | 3 | 1 | 20.0% |
| Curry County | 3 | 1 | 1 | 33.3% |
| Valencia County | 3 | 1 | 1 | 33.3% |
| Eddy County | 2 | 2 | 0 | 0.0% |
| Taos County | 2 | 1 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 88 applications in 2025, of which 41 were originated and 10 denied.
11.4% of all applications, or 16.1% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in New Mexico in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology