LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Illinois vs the state
8.3%Denial rate-8.79 pts vs state
14.0%Decision denial rate-7.68 pts vs state
45.0%Origination rate-13.74 pts vs state
6.00%Median rate-0.75 pts vs state
-0.15Rate spread (pts)-0.53 pts vs state
$167kMedian applicant income
189Loans originated
35Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 10 | 5.7% | 6.25% | #509 |
| 2024 | 123 | 49 | 7.3% | 6.12% | #302 |
| 2025 | 420 | 189 | 8.3% | 6.00% | #147 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 187 | 85 | 16 | 8.6% |
| DuPage County | 51 | 27 | 4 | 7.8% |
| Will County | 49 | 22 | 1 | 2.0% |
| Lake County | 39 | 19 | 2 | 5.1% |
| Kane County | 22 | 12 | 1 | 4.5% |
| Kendall County | 12 | 5 | 1 | 8.3% |
| McHenry County | 9 | 4 | 0 | 0.0% |
| Champaign County | 6 | 2 | 0 | 0.0% |
| Peoria County | 6 | 1 | 0 | 0.0% |
| Madison County | 5 | 1 | 2 | 40.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 420 applications in 2025, of which 189 were originated and 35 denied.
8.3% of all applications, or 14.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Illinois in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology