LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Georgia vs the state
9.2%Denial rate-9.98 pts vs state
14.7%Decision denial rate-10.39 pts vs state
46.3%Origination rate-7.75 pts vs state
6.00%Median rate-0.63 pts vs state
-0.22Rate spread (pts)-0.49 pts vs state
$160kMedian applicant income
291Loans originated
58Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 17 | 6.5% | 6.38% | #483 |
| 2024 | 218 | 87 | 8.7% | 6.25% | #225 |
| 2025 | 628 | 291 | 9.2% | 6.00% | #133 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 97 | 43 | 7 | 7.2% |
| Cobb County | 84 | 40 | 8 | 9.5% |
| DeKalb County | 62 | 25 | 12 | 19.4% |
| Gwinnett County | 61 | 32 | 6 | 9.8% |
| Forsyth County | 48 | 18 | 1 | 2.1% |
| Cherokee County | 24 | 6 | 3 | 12.5% |
| Chatham County | 18 | 14 | 0 | 0.0% |
| Houston County | 16 | 7 | 1 | 6.3% |
| Jackson County | 13 | 6 | 1 | 7.7% |
| Coweta County | 13 | 6 | 1 | 7.7% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 628 applications in 2025, of which 291 were originated and 58 denied.
9.2% of all applications, or 14.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Georgia in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology