LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Arizona vs the state
9.5%Denial rate-6.74 pts vs state
14.8%Decision denial rate-5.60 pts vs state
48.1%Origination rate-11.34 pts vs state
6.00%Median rate-0.50 pts vs state
-0.30Rate spread (pts)-0.52 pts vs state
$150kMedian applicant income
142Loans originated
28Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 28 | 6.1% | 6.63% | #252 |
| 2024 | 98 | 45 | 5.1% | 6.12% | #238 |
| 2025 | 295 | 142 | 9.5% | 6.00% | #148 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 204 | 103 | 19 | 9.3% |
| Pima County | 33 | 16 | 3 | 9.1% |
| Pinal County | 20 | 4 | 3 | 15.0% |
| Mohave County | 9 | 5 | 1 | 11.1% |
| Coconino County | 7 | 2 | 1 | 14.3% |
| Yavapai County | 7 | 7 | 0 | 0.0% |
| Santa Cruz County | 4 | 1 | 1 | 25.0% |
| Yuma County | 3 | 1 | 0 | 0.0% |
| Navajo County | 3 | 1 | 0 | 0.0% |
| Cochise County | 2 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 295 applications in 2025, of which 142 were originated and 28 denied.
9.5% of all applications, or 14.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Arizona in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology