Lendsure Mortgage in South Carolina vs the state
1.7%Denial rate-16.66 pts vs state
2.2%Decision denial rate-21.23 pts vs state
64.8%Origination rate+8.23 pts vs state
7.50%Median rate+1.00 pts vs state
1.35Rate spread (pts)+1.13 pts vs state
$130kMedian applicant income
118Loans originated
3Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 50 | 2.6% | 8.88% | #261 |
| 2024 | 105 | 74 | 1.0% | 8.13% | #238 |
| 2025 | 182 | 118 | 1.7% | 7.50% | #191 |
What Lendsure Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 80 | 67 | 1 | 1.3% |
| Charleston County | 20 | 9 | 1 | 5.0% |
| Beaufort County | 11 | 8 | 0 | 0.0% |
| Spartanburg County | 10 | 3 | 1 | 10.0% |
| Greenville County | 9 | 6 | 0 | 0.0% |
| Greenwood County | 7 | 1 | 0 | 0.0% |
| Jasper County | 7 | 5 | 0 | 0.0% |
| Lexington County | 6 | 4 | 0 | 0.0% |
| Abbeville County | 4 | 0 | 0 | 0.0% |
| Berkeley County | 4 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 182 applications in 2025, of which 118 were originated and 3 denied.
1.7% of all applications, or 2.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Lendsure Mortgage originated in South Carolina in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology