Lendsure Mortgage in North Carolina vs the state
1.3%Denial rate-16.77 pts vs state
1.7%Decision denial rate-21.14 pts vs state
67.1%Origination rate+9.29 pts vs state
7.63%Median rate+1.13 pts vs state
1.21Rate spread (pts)+1.13 pts vs state
$146kMedian applicant income
104Loans originated
2Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 45 | 1.5% | 8.63% | #331 |
| 2024 | 74 | 55 | 1.4% | 7.88% | #339 |
| 2025 | 155 | 104 | 1.3% | 7.63% | #266 |
What Lendsure Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 15 | 12 | 0 | 0.0% |
| Buncombe County | 10 | 8 | 0 | 0.0% |
| Wake County | 10 | 7 | 0 | 0.0% |
| New Hanover County | 9 | 5 | 0 | 0.0% |
| Union County | 8 | 7 | 0 | 0.0% |
| Iredell County | 8 | 6 | 0 | 0.0% |
| Brunswick County | 7 | 5 | 0 | 0.0% |
| Durham County | 6 | 3 | 0 | 0.0% |
| Chatham County | 5 | 4 | 0 | 0.0% |
| Guilford County | 5 | 4 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 155 applications in 2025, of which 104 were originated and 2 denied.
1.3% of all applications, or 1.7% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Lendsure Mortgage originated in North Carolina in 2025 was 7.63%, against a statewide median of 6.50%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology