Lendsure Mortgage · New Jersey · 2025

Lendsure Mortgage in New Jersey: approval rate, denial rate and rates (2025)

Lendsure Mortgage took 86 mortgage applications in New Jersey in 2025, ranking #283 of 883 lenders active in the state. It originated 62.8% of them and denied 2.3% (3.4% of the applications it decided), against a statewide denial rate of 17.7%.

86Applicationsin NJ
3.4%Decision denial ratestate 23.1%
7.63%Median ratestate 6.75%
$465,000Median loanstate $295,000
$28MVolume18 counties

Lendsure Mortgage in New Jersey vs the state

2.3%Denial rate-15.36 pts vs state
3.4%Decision denial rate-19.66 pts vs state
62.8%Origination rate+7.11 pts vs state
7.63%Median rate+0.88 pts vs state
1.32Rate spread (pts)+1.04 pts vs state
$183kMedian applicant income
54Loans originated
2Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
202365343.1%8.88%#299
202441264.9%8.31%#368
202586542.3%7.63%#283

What Lendsure Mortgage lends in New Jersey

By loan purpose

Home purchase 53 62% · 1.9% denied
Refinance 2 2% · 0.0% denied
Cash-out refinance 31 36% · 3.2% denied

By loan type

Conventional 86 100% · 2.3% denied

Why it denied New Jersey applicants

Credit history 1 50%
Collateral 1 50%

Where in New Jersey

Counties with the most Lendsure Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Monmouth County 960 0.0%
Essex County 960 0.0%
Cape May County 860 0.0%
Ocean County 860 0.0%
Hudson County 711 14.3%
Passaic County 740 0.0%
Hunterdon County 530 0.0%
Middlesex County 530 0.0%
Mercer County 410 0.0%
Somerset County 430 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 86 applications in 2025, of which 54 were originated and 2 denied.

2.3% of all applications, or 3.4% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Lendsure Mortgage originated in New Jersey in 2025 was 7.63%, against a statewide median of 6.75%.

About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology