Lendsure Mortgage in Florida vs the state
3.2%Denial rate-17.83 pts vs state
4.0%Decision denial rate-23.27 pts vs state
68.1%Origination rate+15.37 pts vs state
7.50%Median rate+0.88 pts vs state
1.26Rate spread (pts)+0.99 pts vs state
$162kMedian applicant income
505Loans originated
24Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 757 | 477 | 4.0% | 8.50% | #181 |
| 2024 | 606 | 437 | 2.6% | 8.13% | #212 |
| 2025 | 742 | 505 | 3.2% | 7.50% | #189 |
What Lendsure Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bay County | 103 | 78 | 0 | 0.0% |
| Miami-Dade County | 78 | 53 | 3 | 3.8% |
| Lee County | 58 | 42 | 3 | 5.2% |
| Broward County | 51 | 30 | 3 | 5.9% |
| Palm Beach County | 35 | 21 | 1 | 2.9% |
| Pinellas County | 32 | 23 | 1 | 3.1% |
| Orange County | 31 | 17 | 3 | 9.7% |
| Collier County | 26 | 18 | 2 | 7.7% |
| Okaloosa County | 24 | 16 | 0 | 0.0% |
| Manatee County | 23 | 17 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 742 applications in 2025, of which 505 were originated and 24 denied.
3.2% of all applications, or 4.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Lendsure Mortgage originated in Florida in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology