Lendingone in Montana vs the state
5.9%Denial rate-8.94 pts vs state
30.0%Decision denial rate+11.30 pts vs state
13.7%Origination rate-48.25 pts vs state
7.40%Median rate+0.78 pts vs state
—Rate spread (pts)
—Median applicant income
7Loans originated
3Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 2 | 55.6% | 7.11% | #124 |
| 2024 | 10 | 2 | 70.0% | 9.59% | #171 |
| 2025 | 51 | 7 | 5.9% | 7.40% | #94 |
What Lendingone lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 20 | 5 | 2 | 10.0% |
| Flathead County | 6 | 0 | 1 | 16.7% |
| Gallatin County | 6 | 0 | 0 | 0.0% |
| Silver Bow County | 5 | 2 | 0 | 0.0% |
| Cascade County | 5 | 0 | 0 | 0.0% |
| Lewis and Clark County | 3 | 0 | 0 | 0.0% |
| Dawson County | 1 | 0 | 0 | 0.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
| Granite County | 1 | 0 | 0 | 0.0% |
| Mineral County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 51 applications in 2025, of which 7 were originated and 3 denied.
5.9% of all applications, or 30.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Lendingone originated in Montana in 2025 was 7.40%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology