Lendingone in Indiana vs the state
16.9%Denial rate+0.29 pts vs state
61.1%Decision denial rate+40.94 pts vs state
10.7%Origination rate-51.51 pts vs state
7.13%Median rate+0.38 pts vs state
—Rate spread (pts)
—Median applicant income
65Loans originated
102Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 248 | 45 | 71.4% | 7.76% | #155 |
| 2024 | 219 | 56 | 58.5% | 7.29% | #185 |
| 2025 | 605 | 65 | 16.9% | 7.13% | #103 |
What Lendingone lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 210 | 15 | 33 | 15.7% |
| Lake County | 105 | 27 | 30 | 28.6% |
| St. Joseph County | 25 | 2 | 6 | 24.0% |
| Hamilton County | 25 | 2 | 4 | 16.0% |
| Allen County | 23 | 1 | 3 | 13.0% |
| Madison County | 20 | 0 | 4 | 20.0% |
| Vanderburgh County | 16 | 1 | 3 | 18.8% |
| Monroe County | 11 | 0 | 1 | 9.1% |
| LaPorte County | 10 | 5 | 3 | 30.0% |
| Johnson County | 10 | 1 | 3 | 30.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 605 applications in 2025, of which 65 were originated and 102 denied.
16.9% of all applications, or 61.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Lendingone originated in Indiana in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology