Lendingone in Arizona vs the state
10.7%Denial rate-5.56 pts vs state
65.4%Decision denial rate+44.97 pts vs state
5.7%Origination rate-53.83 pts vs state
6.92%Median rate+0.42 pts vs state
—Rate spread (pts)
—Median applicant income
27Loans originated
51Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 133 | 29 | 62.4% | 7.59% | #199 |
| 2024 | 147 | 36 | 61.2% | 7.08% | #195 |
| 2025 | 478 | 27 | 10.7% | 6.92% | #114 |
What Lendingone lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 283 | 11 | 31 | 11.0% |
| Pima County | 87 | 14 | 13 | 14.9% |
| Pinal County | 25 | 2 | 3 | 12.0% |
| Yavapai County | 20 | 0 | 0 | 0.0% |
| Mohave County | 18 | 0 | 1 | 5.6% |
| Coconino County | 14 | 0 | 1 | 7.1% |
| Navajo County | 8 | 0 | 0 | 0.0% |
| Gila County | 6 | 0 | 0 | 0.0% |
| Cochise County | 5 | 0 | 1 | 20.0% |
| Yuma County | 4 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 478 applications in 2025, of which 27 were originated and 51 denied.
10.7% of all applications, or 65.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Lendingone originated in Arizona in 2025 was 6.92%, against a statewide median of 6.50%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology