Unnamed lender 9845005BP6974AE5D838 in Utah vs the state
38.9%Denial rate+22.93 pts vs state
77.8%Decision denial rate+58.60 pts vs state
5.6%Origination rate-57.68 pts vs state
7.99%Median rate+1.37 pts vs state
1.71Rate spread (pts)+1.47 pts vs state
$160kMedian applicant income
1Loans originated
7Denied
What Unnamed lender 9845005BP6974AE5D838 lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 8 | 0 | 1 | 12.5% |
| Wasatch County | 4 | 0 | 4 | 100.0% |
| Utah County | 2 | 0 | 1 | 50.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Cache County | 1 | 0 | 0 | 0.0% |
| Box Elder County | 1 | 0 | 0 | 0.0% |
| Summit County | 1 | 0 | 1 | 100.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 18 applications in 2025, of which 1 were originated and 7 denied.
38.9% of all applications, or 77.8% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Utah in 2025 was 7.99%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology