Unnamed lender 9845005BP6974AE5D838 in North Carolina vs the state
25.5%Denial rate+7.47 pts vs state
29.3%Decision denial rate+6.45 pts vs state
42.6%Origination rate-15.26 pts vs state
7.00%Median rate+0.50 pts vs state
0.96Rate spread (pts)+0.87 pts vs state
$74kMedian applicant income
20Loans originated
12Denied
What Unnamed lender 9845005BP6974AE5D838 lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 9 | 6 | 1 | 11.1% |
| Guilford County | 4 | 1 | 3 | 75.0% |
| Cumberland County | 4 | 2 | 0 | 0.0% |
| Cabarrus County | 3 | 0 | 0 | 0.0% |
| New Hanover County | 3 | 3 | 0 | 0.0% |
| Dare County | 3 | 1 | 0 | 0.0% |
| Carteret County | 2 | 0 | 0 | 0.0% |
| Davidson County | 2 | 1 | 1 | 50.0% |
| Brunswick County | 2 | 1 | 1 | 50.0% |
| Wake County | 2 | 1 | 1 | 50.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 47 applications in 2025, of which 20 were originated and 12 denied.
25.5% of all applications, or 29.3% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in North Carolina in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology