Unnamed lender 9845005BP6974AE5D838 in New Jersey vs the state
20.0%Denial rate+2.31 pts vs state
26.9%Decision denial rate+3.87 pts vs state
34.3%Origination rate-21.39 pts vs state
6.93%Median rate+0.18 pts vs state
0.63Rate spread (pts)+0.35 pts vs state
$104kMedian applicant income
12Loans originated
7Denied
What Unnamed lender 9845005BP6974AE5D838 lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mercer County | 7 | 5 | 0 | 0.0% |
| Camden County | 5 | 1 | 2 | 40.0% |
| Hudson County | 4 | 0 | 2 | 50.0% |
| Morris County | 3 | 1 | 0 | 0.0% |
| Essex County | 3 | 1 | 2 | 66.7% |
| Passaic County | 2 | 0 | 1 | 50.0% |
| Ocean County | 2 | 1 | 0 | 0.0% |
| Atlantic County | 2 | 1 | 0 | 0.0% |
| Sussex County | 2 | 1 | 0 | 0.0% |
| Middlesex County | 2 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 35 applications in 2025, of which 12 were originated and 7 denied.
20.0% of all applications, or 26.9% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in New Jersey in 2025 was 6.93%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology