Unnamed lender 9845005BP6974AE5D838 in California vs the state
15.5%Denial rate-1.96 pts vs state
18.0%Decision denial rate-4.42 pts vs state
48.6%Origination rate-7.65 pts vs state
7.12%Median rate+0.50 pts vs state
1.02Rate spread (pts)+0.74 pts vs state
$225kMedian applicant income
201Loans originated
64Denied
What Unnamed lender 9845005BP6974AE5D838 lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 132 | 58 | 19 | 14.4% |
| Orange County | 33 | 17 | 6 | 18.2% |
| San Diego County | 32 | 12 | 7 | 21.9% |
| Contra Costa County | 27 | 14 | 3 | 11.1% |
| Ventura County | 23 | 11 | 4 | 17.4% |
| San Bernardino County | 23 | 10 | 2 | 8.7% |
| Kern County | 19 | 14 | 2 | 10.5% |
| Riverside County | 19 | 5 | 6 | 31.6% |
| Sacramento County | 13 | 9 | 1 | 7.7% |
| Alameda County | 12 | 7 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 414 applications in 2025, of which 201 were originated and 64 denied.
15.5% of all applications, or 18.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in California in 2025 was 7.12%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology