Unnamed lender 254900YZ174H294JW398 in North Carolina vs the state
1.2%Denial rate-16.83 pts vs state
1.3%Decision denial rate-21.54 pts vs state
85.6%Origination rate+27.77 pts vs state
6.38%Median rate-0.13 pts vs state
0.03Rate spread (pts)-0.05 pts vs state
$151kMedian applicant income
279Loans originated
4Denied
What Unnamed lender 254900YZ174H294JW398 lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Unnamed lender 254900YZ174H294JW398 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 121 | 105 | 1 | 0.8% |
| Wake County | 61 | 52 | 0 | 0.0% |
| Gaston County | 54 | 45 | 0 | 0.0% |
| Durham County | 51 | 44 | 2 | 3.9% |
| Cabarrus County | 15 | 12 | 0 | 0.0% |
| Union County | 9 | 7 | 1 | 11.1% |
| Orange County | 8 | 8 | 0 | 0.0% |
| Harnett County | 4 | 3 | 0 | 0.0% |
| Chatham County | 2 | 2 | 0 | 0.0% |
| Iredell County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 326 applications in 2025, of which 279 were originated and 4 denied.
1.2% of all applications, or 1.3% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Unnamed lender 254900YZ174H294JW398 originated in North Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 254900YZ174H294JW398's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology