Unnamed lender 254900M2C4Q6DATP2889 in Kentucky vs the state
17.5%Denial rate-1.35 pts vs state
33.3%Decision denial rate+9.84 pts vs state
34.9%Origination rate-23.12 pts vs state
6.19%Median rate-0.56 pts vs state
0.53Rate spread (pts)+0.22 pts vs state
$78kMedian applicant income
88Loans originated
44Denied
What Unnamed lender 254900M2C4Q6DATP2889 lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 57 | 15 | 16 | 28.1% |
| Hardin County | 27 | 6 | 4 | 14.8% |
| Kenton County | 16 | 6 | 3 | 18.8% |
| Fayette County | 12 | 6 | 3 | 25.0% |
| Boone County | 11 | 4 | 2 | 18.2% |
| Warren County | 10 | 0 | 3 | 30.0% |
| Madison County | 9 | 4 | 0 | 0.0% |
| Scott County | 7 | 4 | 0 | 0.0% |
| Franklin County | 7 | 3 | 0 | 0.0% |
| Grant County | 6 | 2 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 252 applications in 2025, of which 88 were originated and 44 denied.
17.5% of all applications, or 33.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Kentucky in 2025 was 6.19%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology