Unnamed lender 254900M2C4Q6DATP2889 in California vs the state
18.3%Denial rate+0.88 pts vs state
36.9%Decision denial rate+14.48 pts vs state
31.3%Origination rate-24.87 pts vs state
6.25%Median rate-0.38 pts vs state
0.41Rate spread (pts)+0.14 pts vs state
$103kMedian applicant income
510Loans originated
298Denied
What Unnamed lender 254900M2C4Q6DATP2889 lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 251 | 69 | 50 | 19.9% |
| Riverside County | 209 | 78 | 34 | 16.3% |
| San Bernardino County | 134 | 41 | 36 | 26.9% |
| San Diego County | 107 | 39 | 18 | 16.8% |
| Sacramento County | 104 | 36 | 12 | 11.5% |
| Fresno County | 72 | 29 | 11 | 15.3% |
| San Joaquin County | 72 | 13 | 13 | 18.1% |
| Orange County | 69 | 25 | 12 | 17.4% |
| Kern County | 55 | 13 | 13 | 23.6% |
| Contra Costa County | 54 | 15 | 8 | 14.8% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 1,628 applications in 2025, of which 510 were originated and 298 denied.
18.3% of all applications, or 36.9% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in California in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology