Unnamed lender 254900CTT87ZKAUTIJ37 in Michigan vs the state
15.1%Denial rate-3.44 pts vs state
17.4%Decision denial rate-5.22 pts vs state
71.8%Origination rate+11.91 pts vs state
7.88%Median rate+1.13 pts vs state
—Rate spread (pts)
—Median applicant income
219Loans originated
46Denied
What Unnamed lender 254900CTT87ZKAUTIJ37 lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Unnamed lender 254900CTT87ZKAUTIJ37 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 209 | 149 | 31 | 14.8% |
| Oakland County | 17 | 13 | 3 | 17.6% |
| Ingham County | 12 | 10 | 2 | 16.7% |
| Genesee County | 10 | 9 | 1 | 10.0% |
| Macomb County | 9 | 8 | 1 | 11.1% |
| Washtenaw County | 8 | 6 | 1 | 12.5% |
| Saginaw County | 4 | 3 | 0 | 0.0% |
| Eaton County | 3 | 2 | 0 | 0.0% |
| Lapeer County | 2 | 1 | 0 | 0.0% |
| Bay County | 2 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 305 applications in 2025, of which 219 were originated and 46 denied.
15.1% of all applications, or 17.4% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Unnamed lender 254900CTT87ZKAUTIJ37 originated in Michigan in 2025 was 7.88%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 254900CTT87ZKAUTIJ37's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology