Unnamed lender 254900CTT87ZKAUTIJ37 · Idaho · 2025

Unnamed lender 254900CTT87ZKAUTIJ37 in Idaho: approval rate, denial rate and rates (2025)

Unnamed lender 254900CTT87ZKAUTIJ37 took 25 mortgage applications in Idaho in 2025, ranking #209 of 595 lenders active in the state. It originated 60.0% of them and denied 16.0% (21.1% of the applications it decided), against a statewide denial rate of 14.5%.

25Applicationsin ID
21.1%Decision denial ratestate 17.5%
7.63%Median ratestate 6.63%
$245,000Median loanstate $265,000
$4.4MVolume8 counties

Unnamed lender 254900CTT87ZKAUTIJ37 in Idaho vs the state

16.0%Denial rate+1.55 pts vs state
21.1%Decision denial rate+3.53 pts vs state
60.0%Origination rate-3.02 pts vs state
7.63%Median rate+1.00 pts vs state
Rate spread (pts)
Median applicant income
15Loans originated
4Denied

What Unnamed lender 254900CTT87ZKAUTIJ37 lends in Idaho

By loan purpose

Home purchase 18 72% · 11.1% denied
Refinance 6 24% · 33.3% denied
Cash-out refinance 1 4% · 0.0% denied

By loan type

Conventional 25 100% · 16.0% denied

Why it denied Idaho applicants

Collateral 2 50%
Insufficient cash 1 25%
Other 1 25%

Where in Idaho

Counties with the most Unnamed lender 254900CTT87ZKAUTIJ37 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bannock County 10100 0.0%
Ada County 622 33.3%
Canyon County 302 66.7%
Twin Falls County 210 0.0%
Bonneville County 110 0.0%
Kootenai County 100 0.0%
Lemhi County 110 0.0%
Washington County 100 0.0%

Other large lenders in Idaho

LenderGradeApplicationsDenial rateMedian rate
Idaho Central Credit UnionA 15,64416.5%7.00%
Rocket MortgageC 4,39113.3%6.63%
United Shore Financial ServicesB 3,9439.1%6.12%
Premier Mortgage ResourcesB 2,5042.7%6.25%
Mountain America Federal Credit UnionD 2,32337.7%7.24%
Guild MortgageA 2,3203.4%6.50%
U.S. BankD 2,16128.6%7.35%
Loandepot.ComD 1,62214.2%6.50%
Glacier BankD 1,50714.5%6.88%
Pennymac Loan ServicesC 1,29710.8%6.50%

Frequently asked questions

Idaho: 25 applications in 2025, of which 15 were originated and 4 denied.

16.0% of all applications, or 21.1% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.

The median rate on loans Unnamed lender 254900CTT87ZKAUTIJ37 originated in Idaho in 2025 was 7.63%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900CTT87ZKAUTIJ37's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology