Unnamed lender 254900CTT87ZKAUTIJ37 in California vs the state
14.5%Denial rate-2.97 pts vs state
18.9%Decision denial rate-3.50 pts vs state
60.8%Origination rate+4.64 pts vs state
10.25%Median rate+3.63 pts vs state
—Rate spread (pts)
—Median applicant income
261Loans originated
62Denied
What Unnamed lender 254900CTT87ZKAUTIJ37 lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Unnamed lender 254900CTT87ZKAUTIJ37 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 183 | 105 | 29 | 15.8% |
| Riverside County | 36 | 26 | 4 | 11.1% |
| San Diego County | 31 | 18 | 7 | 22.6% |
| Orange County | 21 | 13 | 4 | 19.0% |
| Alameda County | 19 | 13 | 1 | 5.3% |
| San Bernardino County | 19 | 13 | 1 | 5.3% |
| Sacramento County | 13 | 10 | 2 | 15.4% |
| Kern County | 12 | 10 | 2 | 16.7% |
| Ventura County | 11 | 7 | 0 | 0.0% |
| Contra Costa County | 8 | 6 | 1 | 12.5% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 429 applications in 2025, of which 261 were originated and 62 denied.
14.5% of all applications, or 18.9% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Unnamed lender 254900CTT87ZKAUTIJ37 originated in California in 2025 was 10.25%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 254900CTT87ZKAUTIJ37's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology