Unnamed lender 2549005FUF02T1IFCA22 · Tennessee · 2025

Unnamed lender 2549005FUF02T1IFCA22 in Tennessee: approval rate, denial rate and rates (2025)

Unnamed lender 2549005FUF02T1IFCA22 took 22 mortgage applications in Tennessee in 2025, ranking #523 of 1,274 lenders active in the state. It originated 59.1% of them and denied 27.3% (31.6% of the applications it decided), against a statewide denial rate of 17.1%.

22Applicationsin TN
31.6%Decision denial ratestate 21.7%
7.50%Median ratestate 6.62%
$455,000Median loanstate $225,000
$7.5MVolume8 counties

Unnamed lender 2549005FUF02T1IFCA22 in Tennessee vs the state

27.3%Denial rate+10.13 pts vs state
31.6%Decision denial rate+9.90 pts vs state
59.1%Origination rate+1.01 pts vs state
7.50%Median rate+0.88 pts vs state
1.39Rate spread (pts)+1.16 pts vs state
$486kMedian applicant income
13Loans originated
6Denied

What Unnamed lender 2549005FUF02T1IFCA22 lends in Tennessee

By loan purpose

Home purchase 18 82% · 27.8% denied
Refinance 2 9% · 0.0% denied
Cash-out refinance 1 5% · 0.0% denied
Other / HELOC 1 5% · 100.0% denied

By loan type

Conventional 22 100% · 27.3% denied

Why it denied Tennessee applicants

Debt-to-income ratio 4 67%
Other 1 17%
Collateral 1 17%

Where in Tennessee

Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sevier County 733 42.9%
Williamson County 330 0.0%
Shelby County 330 0.0%
Davidson County 320 0.0%
Knox County 211 50.0%
Wilson County 211 50.0%
Montgomery County 101 100.0%
Maury County 100 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 22 applications in 2025, of which 13 were originated and 6 denied.

27.3% of all applications, or 31.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in Tennessee in 2025 was 7.50%, against a statewide median of 6.62%.

About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology