Unnamed lender 2549005FUF02T1IFCA22 in New Jersey vs the state
26.0%Denial rate+8.28 pts vs state
29.9%Decision denial rate+6.80 pts vs state
61.0%Origination rate+5.36 pts vs state
7.25%Median rate+0.50 pts vs state
1.05Rate spread (pts)+0.77 pts vs state
$206kMedian applicant income
47Loans originated
20Denied
What Unnamed lender 2549005FUF02T1IFCA22 lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 19 | 11 | 5 | 26.3% |
| Bergen County | 16 | 10 | 3 | 18.8% |
| Hudson County | 7 | 5 | 2 | 28.6% |
| Monmouth County | 6 | 2 | 2 | 33.3% |
| Union County | 6 | 4 | 2 | 33.3% |
| Gloucester County | 4 | 3 | 0 | 0.0% |
| Morris County | 4 | 3 | 0 | 0.0% |
| Atlantic County | 3 | 1 | 2 | 66.7% |
| Burlington County | 3 | 2 | 1 | 33.3% |
| Somerset County | 2 | 1 | 1 | 50.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 77 applications in 2025, of which 47 were originated and 20 denied.
26.0% of all applications, or 29.9% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in New Jersey in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology