Unnamed lender 2549005FUF02T1IFCA22 · Georgia · 2025

Unnamed lender 2549005FUF02T1IFCA22 in Georgia: approval rate, denial rate and rates (2025)

Unnamed lender 2549005FUF02T1IFCA22 took 27 mortgage applications in Georgia in 2025, ranking #531 of 1,201 lenders active in the state. It originated 66.7% of them and denied 22.2% (25.0% of the applications it decided), against a statewide denial rate of 19.2%.

27Applicationsin GA
25.0%Decision denial ratestate 25.1%
7.69%Median ratestate 6.63%
$325,000Median loanstate $235,000
$11MVolume16 counties

Unnamed lender 2549005FUF02T1IFCA22 in Georgia vs the state

22.2%Denial rate+3.00 pts vs state
25.0%Decision denial rate-0.07 pts vs state
66.7%Origination rate+12.58 pts vs state
7.69%Median rate+1.06 pts vs state
1.36Rate spread (pts)+1.09 pts vs state
$275kMedian applicant income
18Loans originated
6Denied

What Unnamed lender 2549005FUF02T1IFCA22 lends in Georgia

By loan purpose

Home purchase 20 74% · 15.0% denied
Refinance 2 7% · 50.0% denied
Cash-out refinance 4 15% · 50.0% denied
Other / HELOC 1 4% · 0.0% denied

By loan type

Conventional 27 100% · 22.2% denied

Why it denied Georgia applicants

Unverifiable information 2 33%
Debt-to-income ratio 2 33%
Employment history 1 17%
Credit history 1 17%

Where in Georgia

Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Gwinnett County 770 0.0%
Fulton County 541 20.0%
Cobb County 211 50.0%
Cherokee County 101 100.0%
Newton County 101 100.0%
Gordon County 110 0.0%
Barrow County 110 0.0%
Lumpkin County 110 0.0%
DeKalb County 110 0.0%
Hall County 101 100.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 27 applications in 2025, of which 18 were originated and 6 denied.

22.2% of all applications, or 25.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in Georgia in 2025 was 7.69%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology