Lendage in Maryland vs the state
14.9%Denial rate-3.93 pts vs state
16.3%Decision denial rate-7.87 pts vs state
71.5%Origination rate+15.78 pts vs state
11.00%Median rate+4.38 pts vs state
4.94Rate spread (pts)+4.69 pts vs state
$131kMedian applicant income
351Loans originated
73Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 253 | 163 | 15.4% | 13.25% | #117 |
| 2024 | 503 | 355 | 14.3% | 13.00% | #84 |
| 2025 | 491 | 351 | 14.9% | 11.00% | #91 |
What Lendage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 82 | 58 | 13 | 15.9% |
| Baltimore County | 69 | 44 | 15 | 21.7% |
| Anne Arundel County | 66 | 45 | 9 | 13.6% |
| Montgomery County | 46 | 36 | 9 | 19.6% |
| Frederick County | 34 | 27 | 3 | 8.8% |
| Charles County | 29 | 23 | 4 | 13.8% |
| Harford County | 24 | 19 | 3 | 12.5% |
| Howard County | 24 | 15 | 4 | 16.7% |
| Washington County | 19 | 13 | 2 | 10.5% |
| Carroll County | 17 | 13 | 1 | 5.9% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 491 applications in 2025, of which 351 were originated and 73 denied.
14.9% of all applications, or 16.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Lendage originated in Maryland in 2025 was 11.00%, against a statewide median of 6.63%.
About this data. Figures are Lendage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology