Legacy Bank in Kansas vs the state
4.4%Denial rate-10.66 pts vs state
4.9%Decision denial rate-13.37 pts vs state
84.7%Origination rate+20.88 pts vs state
—Median rate
—Rate spread (pts)
$112kMedian applicant income
155Loans originated
8Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 185 | 160 | 2.7% | — | #87 |
| 2024 | 188 | 163 | 2.7% | — | #96 |
| 2025 | 183 | 155 | 4.4% | — | #108 |
What Legacy Bank lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most Legacy Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 155 | 135 | 5 | 3.2% |
| Butler County | 10 | 9 | 0 | 0.0% |
| Pratt County | 4 | 1 | 2 | 50.0% |
| Barber County | 3 | 2 | 0 | 0.0% |
| Harvey County | 3 | 3 | 0 | 0.0% |
| McPherson County | 2 | 2 | 0 | 0.0% |
| Kingman County | 2 | 0 | 1 | 50.0% |
| Riley County | 1 | 0 | 0 | 0.0% |
| Woodson County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 183 applications in 2025, of which 155 were originated and 8 denied.
4.4% of all applications, or 4.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Legacy Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology