Leaderone Financial in Indiana vs the state
8.8%Denial rate-7.73 pts vs state
11.5%Decision denial rate-8.63 pts vs state
68.0%Origination rate+5.74 pts vs state
6.88%Median rate+0.13 pts vs state
0.63Rate spread (pts)+0.26 pts vs state
$78kMedian applicant income
223Loans originated
29Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 375 | 230 | 12.0% | 7.13% | #115 |
| 2024 | 308 | 205 | 7.5% | 6.88% | #142 |
| 2025 | 328 | 223 | 8.8% | 6.88% | #151 |
What Leaderone Financial lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 110 | 66 | 14 | 12.7% |
| Washington County | 46 | 35 | 1 | 2.2% |
| Porter County | 35 | 20 | 4 | 11.4% |
| Marion County | 29 | 20 | 0 | 0.0% |
| LaPorte County | 26 | 14 | 7 | 26.9% |
| Hamilton County | 16 | 15 | 0 | 0.0% |
| Hendricks County | 12 | 8 | 1 | 8.3% |
| Johnson County | 8 | 7 | 0 | 0.0% |
| Harrison County | 5 | 5 | 0 | 0.0% |
| Orange County | 4 | 4 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 328 applications in 2025, of which 223 were originated and 29 denied.
8.8% of all applications, or 11.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Leaderone Financial originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology