Lakeview Loan Servicing · New Jersey · 2025

Lakeview Loan Servicing in New Jersey: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 2,074 mortgage applications in New Jersey in 2025, ranking #41 of 883 lenders active in the state. It originated 23.9% of them and denied 52.2% (60.0% of the applications it decided), against a statewide denial rate of 17.7%.

2.1kApplicationsin NJ
60.0%Decision denial ratestate 23.1%
6.75%Median ratestate 6.75%
$315,000Median loanstate $295,000
$140MVolume21 counties

Lakeview Loan Servicing in New Jersey vs the state

52.2%Denial rate+34.48 pts vs state
60.0%Decision denial rate+36.99 pts vs state
23.9%Origination rate-31.81 pts vs state
6.75%Median rate0.00 pts vs state
0.60Rate spread (pts)+0.31 pts vs state
$132kMedian applicant income
495Loans originated
1,082Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236488866.1%6.25%#76
20241,37926357.4%6.75%#47
20252,07449552.2%6.75%#41

What Lakeview Loan Servicing lends in New Jersey

By loan purpose

Home purchase 60 3% · 31.7% denied
Refinance 879 42% · 51.8% denied
Cash-out refinance 516 25% · 54.7% denied
Other / HELOC 619 30% · 52.7% denied

By loan type

Conventional 1,302 63% · 53.5% denied
FHA 667 32% · 50.2% denied
VA 105 5% · 47.6% denied

Why it denied New Jersey applicants

Incomplete application 704 65%
Debt-to-income ratio 163 15%
Credit history 143 13%
Other 45 4%
Collateral 24 2%
Employment history 2 0%
Mortgage insurance denied 1 0%

Where in New Jersey

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ocean County 1885983 44.1%
Bergen County 18439109 59.2%
Middlesex County 1774093 52.5%
Essex County 1612889 55.3%
Burlington County 1493776 51.0%
Monmouth County 1483575 50.7%
Camden County 1184347 39.8%
Morris County 1173361 52.1%
Union County 1171771 60.7%
Gloucester County 1103152 47.3%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 2,074 applications in 2025, of which 495 were originated and 1,082 denied.

52.2% of all applications, or 60.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Lakeview Loan Servicing originated in New Jersey in 2025 was 6.75%, against a statewide median of 6.75%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology