Lakeview Loan Servicing in Michigan vs the state
50.2%Denial rate+31.67 pts vs state
58.0%Decision denial rate+35.46 pts vs state
24.7%Origination rate-35.23 pts vs state
6.75%Median rate0.00 pts vs state
0.64Rate spread (pts)+0.24 pts vs state
$99kMedian applicant income
452Loans originated
920Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 513 | 124 | 54.4% | 6.25% | #109 |
| 2024 | 1,172 | 261 | 51.2% | 6.63% | #64 |
| 2025 | 1,833 | 452 | 50.2% | 6.75% | #47 |
What Lakeview Loan Servicing lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 324 | 53 | 182 | 56.2% |
| Oakland County | 283 | 49 | 159 | 56.2% |
| Macomb County | 240 | 66 | 122 | 50.8% |
| Kent County | 116 | 34 | 54 | 46.6% |
| Genesee County | 68 | 24 | 27 | 39.7% |
| Washtenaw County | 48 | 13 | 26 | 54.2% |
| Ingham County | 47 | 11 | 27 | 57.4% |
| Ottawa County | 47 | 12 | 22 | 46.8% |
| Livingston County | 40 | 18 | 11 | 27.5% |
| Monroe County | 39 | 10 | 16 | 41.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 1,833 applications in 2025, of which 452 were originated and 920 denied.
50.2% of all applications, or 58.0% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Lakeview Loan Servicing originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology