Kiavi Funding in Maine vs the state
3.0%Denial rate-13.30 pts vs state
4.6%Decision denial rate-15.53 pts vs state
60.6%Origination rate-1.56 pts vs state
8.23%Median rate+1.36 pts vs state
—Rate spread (pts)
—Median applicant income
20Loans originated
1Denied
What Kiavi Funding lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kennebec County | 16 | 13 | 0 | 0.0% |
| York County | 5 | 1 | 0 | 0.0% |
| Sagadahoc County | 5 | 5 | 0 | 0.0% |
| Androscoggin County | 2 | 0 | 0 | 0.0% |
| Lincoln County | 2 | 0 | 0 | 0.0% |
| Cumberland County | 2 | 0 | 1 | 50.0% |
| Oxford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 33 applications in 2025, of which 20 were originated and 1 denied.
3.0% of all applications, or 4.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Kiavi Funding originated in Maine in 2025 was 8.23%, against a statewide median of 6.88%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology