Kbhs Home Loans · Nevada · 2025

Kbhs Home Loans in Nevada: approval rate, denial rate and rates (2025)

Kbhs Home Loans took 1,132 mortgage applications in Nevada in 2025, ranking #28 of 627 lenders active in the state. It originated 80.0% of them and denied 9.5% (10.5% of the applications it decided), against a statewide denial rate of 17.5%.

1.1kApplicationsin NV
10.5%Decision denial ratestate 22.2%
5.88%Median ratestate 6.63%
$455,000Median loanstate $305,000
$403MVolume1 counties

Kbhs Home Loans in Nevada vs the state

9.5%Denial rate-8.00 pts vs state
10.5%Decision denial rate-11.70 pts vs state
80.0%Origination rate+22.24 pts vs state
5.88%Median rate-0.75 pts vs state
-0.42Rate spread (pts)-0.72 pts vs state
$137kMedian applicant income
905Loans originated
107Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,5501,1449.7%5.88%#14
20241,4011,1138.6%5.75%#21
20251,1329059.5%5.88%#28

What Kbhs Home Loans lends in Nevada

By loan purpose

Home purchase 1,132 100% · 9.5% denied

By loan type

Conventional 791 70% · 8.2% denied
FHA 240 21% · 13.8% denied
VA 101 9% · 8.9% denied

Why it denied Nevada applicants

Debt-to-income ratio 67 63%
Unverifiable information 16 15%
Credit history 9 8%
Insufficient cash 8 7%
Other 3 3%
Collateral 2 2%
Employment history 2 2%

Where in Nevada

Counties with the most Kbhs Home Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1,132905107 9.5%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 1,132 applications in 2025, of which 905 were originated and 107 denied.

9.5% of all applications, or 10.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Kbhs Home Loans originated in Nevada in 2025 was 5.88%, against a statewide median of 6.63%.

About this data. Figures are Kbhs Home Loans's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology