Jlb in Indiana vs the state
11.3%Denial rate-5.30 pts vs state
15.7%Decision denial rate-4.45 pts vs state
57.8%Origination rate-4.50 pts vs state
6.49%Median rate-0.26 pts vs state
0.25Rate spread (pts)-0.11 pts vs state
$70kMedian applicant income
41Loans originated
8Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 41 | 1.7% | 6.63% | #308 |
| 2024 | 80 | 45 | 16.3% | 6.25% | #287 |
| 2025 | 71 | 41 | 11.3% | 6.49% | #311 |
What Jlb lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Jlb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 29 | 15 | 2 | 6.9% |
| Johnson County | 8 | 5 | 1 | 12.5% |
| Hamilton County | 7 | 5 | 1 | 14.3% |
| Howard County | 4 | 1 | 1 | 25.0% |
| Hendricks County | 3 | 2 | 1 | 33.3% |
| Bartholomew County | 3 | 2 | 0 | 0.0% |
| Tippecanoe County | 2 | 1 | 0 | 0.0% |
| Hancock County | 2 | 2 | 0 | 0.0% |
| Lake County | 2 | 1 | 1 | 50.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 71 applications in 2025, of which 41 were originated and 8 denied.
11.3% of all applications, or 15.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Jlb originated in Indiana in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Jlb's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology