JEANNE D'ARC Credit Union in Massachusetts vs the state
11.5%Denial rate-4.69 pts vs state
12.4%Decision denial rate-7.56 pts vs state
78.3%Origination rate+15.74 pts vs state
6.50%Median rate-0.13 pts vs state
-0.01Rate spread (pts)-0.10 pts vs state
$154kMedian applicant income
680Loans originated
100Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 851 | 642 | 14.5% | 6.99% | #49 |
| 2024 | 913 | 675 | 14.5% | 7.24% | #47 |
| 2025 | 868 | 680 | 11.5% | 6.50% | #54 |
What JEANNE D'ARC Credit Union lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most JEANNE D'ARC Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 567 | 438 | 72 | 12.7% |
| Essex County | 156 | 117 | 24 | 15.4% |
| Worcester County | 52 | 43 | 0 | 0.0% |
| Suffolk County | 37 | 35 | 2 | 5.4% |
| Norfolk County | 30 | 27 | 1 | 3.3% |
| Bristol County | 11 | 8 | 0 | 0.0% |
| Barnstable County | 7 | 6 | 0 | 0.0% |
| Hampden County | 3 | 2 | 1 | 33.3% |
| Hampshire County | 2 | 1 | 0 | 0.0% |
| Dukes County | 2 | 2 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 868 applications in 2025, of which 680 were originated and 100 denied.
11.5% of all applications, or 12.4% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans JEANNE D'ARC Credit Union originated in Massachusetts in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are JEANNE D'ARC Credit Union's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology